Loan / EMI Calculator

Compute EMI, total interest and payoff duration.

🌐 Uses API
₹
%
₹
Monthly EMI
₹10,623.52
Total paid
₹637,411.34
Total interest
₹137,411.34
Payments
60 mo
Monthly payment comparison

Loan Calculator FAQs

What is EMI?

EMI stands for Equated Monthly Installment—the fixed payment you make each month until the loan is repaid.

How is interest calculated?

This tool uses a standard amortization formula for fixed-rate loans. Actual bank computations may vary slightly.

Does this include taxes and fees?

No. Enter only principal, rate, and term. Additional costs will change real payments.