Estimate mortgage payments & total interest.

Compare an ARM vs fixed-rate mortgage with caps, limits, and break-even over your horizon.

See how biweekly payments can cut interest and time on your mortgage.

See if buying points to reduce your mortgage rate pays off, and when.

See when PMI can be removed (80%/78% LTV) and how much you’ll pay until then.

Estimate monthly savings, break-even months, and net savings after closing costs.

Compare a mortgage recast with lump-sum against a full refinance—payments, net costs, and break-even.

Compare a lump-sum recast vs adding monthly extra payments—payments, interest, and break-even.

Compare HELOC vs cash-out refinance for the cash you need—payments, net costs, break-even.

Estimate loan costs, prepaids/escrows, credits, and your cash to close.

Compare renting versus buying with appreciation, rent growth, and investment returns.

Estimate how much house you can afford by region.