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Biweekly payments create the equivalent of one extra monthly payment per year, reducing principal faster and cutting total interest.
Some lenders charge for official biweekly programs. You can simulate biweekly by making one extra monthly payment per year without formal enrollment.
You’ll pay half your monthly amount every two weeks. Ensure your budget aligns with a 26-pay-period schedule.
See Loan Extra Payment, Mortgage Calculator, and Recast vs Extra Payments.