Find your emergency fund target and how long it takes to reach it.
Many planners suggest 3–6 months of essential expenses; consider 6–12 months if income is variable.
A high-yield savings account or other liquid, low-risk account so it’s available when needed.
Automate contributions, reduce discretionary spending, and consider directing windfalls like bonuses or tax refunds.
Try Savings Goal Tracker, Budget Planner, and Paycheck Breakdown to plan contributions.