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Emergency Fund Calculator

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Goal amount
12000

All calculations are done locally in your browser.

Frequently asked questions

How much emergency fund do I need?

Many planners suggest 3–6 months of essential expenses; consider 6–12 months if income is variable.

Where should I keep my emergency fund?

A high-yield savings account or other liquid, low-risk account so it’s available when needed.

How can I build it faster?

Automate contributions, reduce discretionary spending, and consider directing windfalls like bonuses or tax refunds.

Related tools

Try Savings Goal Tracker, Budget Planner, and Paycheck Breakdown to plan contributions.

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